What is Multi-Factor Authentication?
Multi-factor authentication (MFA) is a process where a user provides two or more items of evidence to verify their identity in order to gain access to computer-based systems. Multi-factor authentication (MFA) is used to ensure that a user of a computer is who they say they are.
To increase security, MFA combines two or more independent credentials. Something the user knows (password); with something the user has (security token). Last but not least, is the user’s biometric identification (fingerprint), as another form of authentication. This makes it difficult for hackers getting access control to an account.
Embracing and applying these requirements depends on the maturity level of a business.
The Knowledge Factor
The most common examples of multi-factor authentication are something you know like your PIN, password, or response to challenge questions.